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Last updated: 04 May 2022

The statutory debt respite scheme, Breathing Space, began in England and Wales in May 2021. People supported under the scheme are given a period of time to access advice and make a plan for reducing their debts, during which time they will not accrue further interest and charges. This briefing, developed with debt advice charity StepChange, explains more. Published: May 2021

Information from England Illegal Money Lending Team on Loan Sharks can also be found below.